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Payment Calculator

We understand that you want to get the best price when buying a motorcycle, but you must ask yourself the following questions when you're price shopping:

1. Are you paying MSRP plus freight and set up for your motorcycle? Beware that many dealerships will price their motorcycles substantially OVER MSRP.

2. Is the dealership offering you a discount on parts & accessories when you purchase a bike? Many dealerships will mark their motorcycles up, charge hidden finance fees & have higher interest rates to make up for the discount they're giving you on parts. Did you know if a dealer gives you a 10% discount on parts and their motorcycles are priced as little as $300 more than Fargo H-D's bikes are, you would have to spend $3,000 in accessories to just break even on the motorcycle price difference.

3. Does the dealership you're looking at finance solely through H-D Financial or through local banks also? While financing through Harley-Davidson is an excellent choice, many times local banks will offer lower rates to dealerships that have relationships with them. Fargo Harley-Davidson can offer the most competitive finance rates and can save customers thousands of dollars by offering this option to customers. Does the dealership you're price shopping with do the same?

To estimate your monthly payments, please enter your amounts in the boxes provided.
Total Loan:  $
Loan Term (in months):  
APR (%):  
(Check with our finance department for current APR.)
Estimated Monthly Payment:  

This calculator is intended solely for general informational purposes and to provide a rough estimate based on the information you have provided. You should not base your decision on this estimate alone. Please note that title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations. Personal circumstances may have a significant effect on interest rates for which an individual might qualify. Accordingly, we cannot and do not guarantee the accuracy or applicability of the estimates produced by this calculation, and the results from its use should be viewed as hypothetical, for illustrative purposes. At the appropriate time, we recommend that you rely upon actual interest rate and payment information provided to you by your dealer or lender.



MIC Takes Campaign On The Road
March 9, 2010


AMA Critical Of Federal Budget
February 11, 2010


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